My Investing Strategy

Unless you’ve been living under a rock, you’ve probably noticed the markets have been going crazy with all the economic uncertainty.

Tariffs this. Tariffs that.

It’s hard to keep up…

Just a few weeks ago — on April 4th, 2025 — we saw one of the biggest single-day crashes in the S&P 500 in the last 25 years.

It’s a scary time to be an investor, especially if you’re new and unsure what to do.

So, how am I navigating these turbulent times?

Simple:

I’m sticking to the same strategy I’ve used for over a decade.

I buy twice a month — no matter what.

• On the 1st 

• And the 15th

No market timing. No guesswork.

I don’t care if prices are up or down. I’m buying.

And this applies to all my accounts:

• 401(k)

• Health Savings Account (HSA)

• Employee Stock Purchase Program (ESPP)

• Individual Retirement Account (IRA)

• College Savings Account (529)

• Taxable Brokerage Account

And all of it is automated.

So I don’t have to think about it — or worry.

And the best part?

It isn’t anything new or revolutionary.

This strategy, known as dollar-cost averaging, has been around for decades.
It has carried investors through bull markets, bear markets, and everything in between.

And made them wealthy along the way.

It’s not flashy. It’s not exciting.

But it works. Consistency beats panic every time.

If you’re feeling anxious about the market, feel free to steal my investment strategy.

Keep it simple. Automate. Stay the course.

—Darrell